In Florida, insurance holders are permitted to seek damages from their insurers, if in bad faith, said insurer neglects to settle an insurance claim although it was in the insured’s best interest to settle.
With bad faith laws, Florida intended to make insurers accountable to their customers and to provide the proper avenue for these customers to recover when their recovery was unlawfully declined.
Suing an insurer for bad faith is a complicated measure, and requires the extensive knowledge of a personal injury attorney with years of experience going after these large companies.
James B. Coulter of The Law Offices of James B. Coulter possesses the experience necessary to take on your insurer. If your insurance company denied your claim after an accident, and you believe that bad faith may have been a factor, call The Law Offices of James B. Coulter at (321) 586-9944 for a free consultation.
The Law Offices of James B. Coulter represents clients in bad faith insurance claims from its offices in Satellite Beach, FL, and the surroundings cities in Brevard County including Melbourne, Cocoa, Titusville, Cape Canaveral, Rockledge, Indialantic, Palm Bay, Cocoa Beach, Melbourne Beach, and West Melbourne.
James Coulter also represents clients in the counties surrounding Brevard County including Volusia County, Indian River County, Osceola County, and Orange County, Florida.
First party bad faith claims- Insured parties may bring suit against their insurers for failure to act in good faith by denying the insured’s claim. Usually, first party claims are brought against insurers for underpaying on a loss, late payment, or complete denial of a claim without proper justification.
These types of claims may include insured motorists injured in an accident and denied coverage after a collision with an uninsured driver who is denied coverage by the insurer.
Third party bad faith claims- In contrast, third party claims typically occur when the insurer exposes the insured party to potential liability by failing to settle a claim against the insured party in good faith.
These claims may include an insured party’s insurer failing to cover damages suffered by a third party, thus leaving the insured party open to the possibility of personal liability to the injured party.
Florida’s Civil Remedies under 624.155 – Visit the website of the Florida Legislature to learn more about Bringing a Civil Action against an Insurer for Bad Faith. Find information on filing suit against an insurance company for neglecting to commit an act in bad faith.
If reside in Satellite Beach, Melbourne, Cape Canaveral, Cocoa, Cocoa Beach, Indian Harbour, or a surrounding area, and you were denied coverage due to your insurer’s possible bad faith, call The Law Offices of James B. Coulter at (321) 586-9944 to set up a free consultation with a personal injury lawyer.
Find an experienced personal injury attorney with offices conveniently located in Satellite Beach, FL. James Coulter also represents clients throughout the surrounding areas in Brevard County including Melbourne, Cocoa, Titusville, Cape Canaveral, Rockledge, Indialantic, Palm Bay, Cocoa Beach, Melbourne Beach, and West Melbourne.
For bad faith claims against insurance companies, James Coulter also represents clients in the counties surrounding Brevard County including Volusia County, Indian River County, Osceola County, and Orange County, Florida.
This article was last updated on Thursday, October 14, 2016.